Insuring Regulated Vehicles

All motor carriers and operators of regulated vehicles must have basic insurance in order to operate and obtain or renew a Safety Fitness Certificate (SFC). Some types of vehicles require additional insurance up to $1 million or $2 million. Refer to the table below for a listing of vehicles that require $1 million or $2 million in insurance.

The name on the Certificate of Insurance (or vehicle registration) and the name on the SFC must be identical.

Vehicles Required to have $1 million minimum insurance1	Vehicles Required to have $2 million minimum insurance1
Regulated vehicles, including limited-use regulated vehicles, that: transport cargo for compensation, or operate outside of Manitoba, or haul dangerous goods Bus or passenger vehicles with a seating capacity of 11 persons or more, including the driver, that operate outside of Manitoba	Regulated vehicles that haul dangerous goods which require ERAP 2 Bus or passenger vehicles with a seating capacity of 11 persons or more, including the driver, that operate for compensation

¹If you require $1 million or $2 million insurance, you are required to notify the Motor Carrier Safety Program Division if your policy will not be renewed, will be cancelled or will no longer provide the minimum insurance required. You can send this communication to sfc@gov.mb.ca.

²ERAP is an Emergency Response Assistance Plan that is required by Transport Canada for those hauling certain types or quantities of dangerous goods.